Back

Mobile Easy Deposit

  • Mobile Easy Deposit is a free service for Mi Banco Mobile users.

  • Yes, the amount of a check cannot exceed the $25,000 which is also the daily deposit limit. There is also a monthly deposit limit of $50,000.

  • No, Mobile Easy Deposit is an exclusive service of the mobile version of Mi Banco.

  • Yes. The limits are:

    • A total of 20 checks can be processed, representing a total of $25,000 per day.
    • A total of 50 checks can be processed for a total of $50,000 per month.
    • Checks deposited before 6:00 p.m. on business days will be processed the same business day. Certain exceptions may apply. For details on the availability of funds, please refer to the Disclosure Regarding the Availability of Funds Deposited in Commercial Transactional Accounts (Regulation CC) within your Commercial Deposit Account Agreement.

  • Mobile Easy Deposit is a service that allows you to deposit checks from your mobile phone, by means of a photo. It is a free service for Banco Popular clients who have individual deposit accounts and/or business accounts (FlexiCuenta de Negocios® and B-Smart®).

  • Mobile Easy Deposit is a service that allows you to make check deposits, from your cell phone or tablet, through a photo. It is a free service for Banco Popular customers with individual deposit accounts and/or business accounts (FlexiCuenta de Negocios® & B-Smart®).

  • You will receive confirmation that your deposit was approved on an email that includes the deposit receipt.

  • If you are enrolled in Mi Banco Online, you must download the Mi Banco Mobile app (available for iPhone®, iPad® and Android). If you are eligible, the main menu will show the option to deposit checks, thus allowing you to use the service. Certain eligibility criteria have been determined: You must be registered with a personal account in Mi Banco Online, have at least one account that has been open for more than 6 months and is eligible for the service, and you must have made good use of your banking relationships according to the parameters established by Popular. Clients’ eligibility will be periodically reviewed.

  • For a check to be processed the same day, it must be deposited before 6:00 p.m. on a business day. Certain exceptions may apply. For details on the availability of funds, please refer to your Deposit Account Agreement.

  • The service is available through the Mi Banco Mobile app on mobile phones or tablets with an iOS operating system (iPhone & iPad) and on Android devices. It is not available for Windows or Windows Mobile.

  • Checks that cannot be deposited using Mobile Easy Deposit are: Travelers Checks, Savings Bonds, checks from unknown or international banks (not covered by the Federal Reserve system), checks without an endorsement or those with double endorsement, copies of checks, checks made out to people who are not signatories on the account where the deposit will be made, or money orders or Manager Checks from another bank.

  • If a check is returned, then you must deposit it directly at a branch.

  • You will receive an email stating the possible reasons why the check was rejected.

  • In addition to your signature, the endorsement requires the account number and the phrase: “For Deposit Only at BPPR”. It is very important that you put all this information in the designated space, otherwise the transaction will be rejected.

  • Once the check is sent, you must keep it in a secure place for at least 30 business days after the deposit shows up in your account. After the 30 days have passed, mark the check as “void”, shred it, and dispose of it safely (for example, destroy it in a shredder).



Need more help?

We are receiving an extraordinary volume of calls, which is affecting our waiting times. We appreciate your understanding and your trust in us.

Call us at 787.724.3659 or Access Mi Banco Online (desktop version), log in by entering your username and password, and in the upper part of the website click on “Contact Us”. From there, write your message, and we will gladly assist you.

We encourage you to consult the following information regarding useful and accessible solutions for you.



FDIC Member. Products and services offered by Banco Popular de Puerto Rico.

1Withdrawals are subject to the availability of funds in your account.

2Deposits are subject to the provisions of the Bank’s Funds Availability Policy. Easy Deposit Mobile is a free service and only for Banco Popular customers with individual deposit accounts and/or commercial accounts (FlexiCuenta de Negocios® & B-Smart®). Customers selected in accordance with the Bank’s eligibility criteria. Checks deposited before 6:00 p.m. of a business day will be processed the same business day, subject to verification and deposit validation. In the back of the check to be deposited, enter your signature, account number and the phrase “For Deposit Only at BPPR.”