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FlexiCuenta de Negocios® & B-Smart®

    • B-Smart® is designed for DBAs (Doing Business As), professionals who are not incorporated/associated or belong to sports clubs, graduating classes or charity accounts. On the other hand, FlexiCuenta de Negocios® is a business checking account for small and medium-sized businesses and corporations. It offers a savings section and a line of credit under the same number, making it easier for you to manage your funds.
    • For more information, please click on the following link: https://www.popular.com/en/business/acounts/
    • There is no withdrawal limit. However, if the withdrawal is made using a regular ATH debit card, the daily cash limit is $1,000.
    • Withdrawals amounting to $1,000 are made through various transactions at Banco Popular ATMs. No transaction can exceed $500.

  • No. Activating the savings section of the FlexiCuenta de Negocios® has no additional cost. You can activate it by making a deposit at one of our branches in the savings section. If deposits are made manually no additional fees will be charged. However, if you want to activate the automatic deposit extension for your savings account, a fixed fee of $20.00 per month will be charged.



Need more help?

We are receiving an extraordinary volume of calls, which is affecting our waiting times. We appreciate your understanding and your trust in us.

Call us at 787.724.3659 or Access Mi Banco Online (desktop version), log in by entering your username and password, and in the upper part of the website click on “Contact Us”. From there, write your message, and we will gladly assist you.

We encourage you to consult the following information regarding useful and accessible solutions for you.



FDIC Member. Products and services offered by Banco Popular de Puerto Rico.

1Withdrawals are subject to the availability of funds in your account.

2Deposits are subject to the provisions of the Bank’s Funds Availability Policy. Easy Deposit Mobile is a free service and only for Banco Popular customers with individual deposit accounts and/or commercial accounts (FlexiCuenta de Negocios® & B-Smart®). Customers selected in accordance with the Bank’s eligibility criteria. Checks deposited before 6:00 p.m. of a business day will be processed the same business day, subject to verification and deposit validation. In the back of the check to be deposited, enter your signature, account number and the phrase “For Deposit Only at BPPR.”