Through Popular.com, you can now open Mi Cuenta and Mi Cuenta Uni. These accounts join the digital opening options already available to customers.
Mi Cuenta Uni is an account for college students ages 18 to 25. It combines checking and savings in a single account, with no initial deposit, no minimum balance, and no monthly service fee. It earns interest in the savings section if you maintain an average monthly balance of $500 or more.
To open Mi Cuenta or Mi Cuenta Uni digitally, you must be 18 or older, have a valid ID (driver’s license or passport), and have a Social Security number. As part of the process, you will be asked to provide or confirm the personal and financial information needed to verify your identity and complete the account opening.
For Mi Cuenta Uni, the maximum age to open the account is 25.
No. Digital opening is available to new or existing customers who meet the eligibility criteria established for each product.
No. Currently, accounts opened digitally can have only one account holder. If you want to open an account with another person, you must visit a branch to complete the application.
Mi Cuenta PR: https://apply.popular.com/consumer-origination/s/apply?language=es&prodid=001009 or https://apply.popular.com/consumer-origination/s/apply?language=en_US&prodid=001009
My Account VI: https://apply.popular.com/consumer-origination/s/apply?language=en_US&prodid=002009
Mi Cuenta Uni PR: https://apply.popular.com/consumer-origination/s/apply?language=en_US&prodid=001080 or https://apply.popular.com/consumer-origination/s/apply?language=en_US&prodid=001080
My College Account VI: https://apply.popular.com/consumer-origination/s/apply?language=en_US&prodid=002080
Yes. You can save your progress and continue the application later. You will have up to 30 days to complete it. If you do not complete it within that period, the application will expire and you will need to start a new one.
Yes. These questions help us verify your identity, better understand your customer profile, and understand how you will use the account. This information is necessary to comply with applicable banking regulations, protect your account, and contribute to the security of our financial services.
It may take 2 to 3 days. For assistance, you can call 787-294-2578.
For assistance, you can call 787-294-2578.
If your application could not be approved through the digital process, you can visit a branch for guidance. A representative will evaluate whether it is possible to complete the account opening at the branch.
Your debit card will arrive by mail in approximately 7 to 10 business days.
Once you receive your debit card, you can choose your preferred channel to activate it and set a PIN: call 1.877.294.1850 or go to Mi Banco Online and select Account Services.
No. You will need to wait to receive your physical debit card by mail to access the information needed to add it to a digital wallet.
Once the account opening is completed, you will be able to see it in Mi Banco immediately.
The Reserve Line section may appear temporarily on the day the account is opened. If you did not request this product, it will stop appearing in Mi Banco the next day.
To request your first order of checks, you must visit a branch to register your signature. Once this step is completed, a representative will help you place the check order.
If you visit a branch before completing your digital application, the branch will not be able to continue the process you started online. However, a representative can help you open a new account directly at the branch.