Credit Score Simulator uses calculations that are similar to Experian, which uses the VantageScore 3.0 model.
Credit Score Simulator is an educational tool that you can use for estimating the effect of certain financial actions on your credit score—but remember, they are estimations only, not predictions. The actual results may be different.
Timely payment on your accounts is important for your credit health. A payment is considered late if it’s made past the grace period (typically about 4 – 5 days) and before 30 days past due. At 30 days past due, which is a full payment cycle, your account will be considered in default and it will have a negative impact in your credit history.
The effect of late payments, default, and delinquency make up 35% of your FICO® Score and 41% of your VantageScore.
No, your credit score will not be affected by using the platform. This tool is for informational and personal monitoring purposes only.
We are receiving an extraordinary volume of calls, which is affecting our waiting times. We appreciate your understanding and your trust in us.
Call us at 787.724.3659787.724.3659 or Access Mi Banco Online (desktop version), log in by entering your username and password, and in the upper part of the website click on “Contact Us”. From there, write your message, and we will gladly assist you.
We encourage you to consult the following information regarding useful and accessible solutions for you.
Products and services offered by Banco Popular de Puerto Rico. Member FDIC.
1Withdrawals are subject to the availability of funds in your account.
2Deposits are subject to the provisions of the Bank’s Funds Availability Policy. Easy Deposit Mobile is a free service and only for Banco Popular customers with individual deposit accounts and/or commercial accounts (FlexiCuenta de Negocios® & B-Smart®). Customers selected in accordance with the Bank’s eligibility criteria. Checks deposited before 6:00 p.m. of a business day will be processed the same business day, subject to verification and deposit validation. In the back of the check to be deposited, enter your signature, account number and the phrase “For Deposit Only at BPPR.”
