Acceso Directo

    • Acceso Directo is a payment card that allows you to electronically deposit your employees’ payment, salary, or benefit, either weekly, biweekly or monthly.
    • Click here for more information.
    • If your employees do not have a bank account, you can make payroll payments using the Acceso Directo service. This service offers your employees a card to which you can make a payroll deposit.
    • For more information, click here.
  • Yes, Acceso Directo is a service aimed at business clients.

  • Acceso Directo includes the following fees:

    1. $4 fee for card replacement.
    2. $0.50 fee for checking balances or withdrawing at ATMs, after the first 10 transactions.
    3. $5 inactivity fee.
  • No. Acceso Directo provides only one card per employee.

  • Acceso Directo cardholder employees can call 787.722.7219 or 1.866.900.7219.

  • The card is automatically rendered inactive, without prior notice, if two conditions are met:

    1. The card has a balance of less than $20.
    2. No transactions using the card have been made in the last 6 months.
  • The Acceso Directo card does not have an expiration date.

  • Even if an employee is fired or has resigned, they can keep the card and use the remaining balance.

Need more help?

We are receiving an extraordinary volume of calls, which is affecting our waiting times. We appreciate your understanding and your trust in us.

Call us at 787.724.3659 or Access Mi Banco Online (desktop version), log in by entering your username and password, and in the upper part of the website click on “Contact Us”. From there, write your message, and we will gladly assist you.

We encourage you to consult the following information regarding useful and accessible solutions for you.