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Acceso Directo

    • Acceso Directo is a payment card that allows you to electronically deposit your employees’ payment, salary, or benefit, either weekly, biweekly or monthly.
    • Click here for more information.
    • If your employees do not have a bank account, you can make payroll payments using the Acceso Directo service. This service offers your employees a card to which you can make a payroll deposit.
    • For more information, click here.

  • Yes, Acceso Directo is a service aimed at business clients.

  • Acceso Directo includes the following fees:

    1. $4 fee for card replacement.
    2. $0.50 fee for checking balances or withdrawing at ATMs, after the first 10 transactions.
    3. $5 inactivity fee.

  • No. Acceso Directo provides only one card per employee.

  • Acceso Directo cardholder employees can call 787.722.7219 or 1.866.900.7219.

  • The card is automatically rendered inactive, without prior notice, if two conditions are met:

    1. The card has a balance of less than $20.
    2. No transactions using the card have been made in the last 6 months.

  • The Acceso Directo card does not have an expiration date.

  • Even if an employee is fired or has resigned, they can keep the card and use the remaining balance.



Need more help?

We are receiving an extraordinary volume of calls, which is affecting our waiting times. We appreciate your understanding and your trust in us.

Call us at 787.724.3659 or Access Mi Banco Online (desktop version), log in by entering your username and password, and in the upper part of the website click on “Contact Us”. From there, write your message, and we will gladly assist you.

We encourage you to consult the following information regarding useful and accessible solutions for you.



FDIC Member. Products and services offered by Banco Popular de Puerto Rico.

1Withdrawals are subject to the availability of funds in your account.

2Deposits are subject to the provisions of the Bank’s Funds Availability Policy. Easy Deposit Mobile is a free service and only for Banco Popular customers with individual deposit accounts and/or commercial accounts (FlexiCuenta de Negocios® & B-Smart®). Customers selected in accordance with the Bank’s eligibility criteria. Checks deposited before 6:00 p.m. of a business day will be processed the same business day, subject to verification and deposit validation. In the back of the check to be deposited, enter your signature, account number and the phrase “For Deposit Only at BPPR.”

3Insurance is underwritten by Chubb Insurance Company of Puerto Rico. Insurance products are offered by Popular Insurance LLC, a subsidiary of Popular, Inc. and an affiliate of Banco Popular. Popular Insurance LLC is duly authorized by the Office of the Insurance Commissioner of Puerto Rico to offer and transact insurance products and has been appointed by Chubb Insurance Company as its Authorized Representative. Popular, Inc. and Banco Popular de Puerto Rico do not offer, underwrite or issue insurance products. Chubb and Popular Insurance LLC, Popular Inc. or Banco Popular de Puerto Rico are not affiliates. Obtaining this insurance is optional and it may be canceled at any time. Banco Popular de Puerto Rico will not condition the credit decision upon the purchase of this insurance or your agreement not to obtain such insurance from an unaffiliated entity. Insurance products are not insured by the FDIC, or other government agencies; are not deposits or obligations of, nor are guaranteed by Banco Popular de Puerto Rico its subsidiaries and/or affiliates. Certain limitations, exclusions and conditions apply. For more information, refer to the Certificate of Insurance.