B-Smart®

  • No. B-Smart® account users can request the savings section at no additional cost.

  • You can open a B-Smart® account for your sports club or graduating class. For more information about the account, click on the following link: https://www.popular.com/en/business/acounts/

    • No, electronic transfers are always free of charge.
    • The 15 free transactions include paper transactions, that is: checks and deposit slips. If you exceed this amount of paper transactions, a $0.50 fee will apply on each excess transaction during the cycle.
    • To make the most of your business account and avoid service charges, you can use the electronic channels that we provide. For your deposits you can use Easy Mobile Deposit, use the Remote Deposit service or make deposits at Popular ATMs.
    • In addition, you can make electronic payments and collections using the payment services that Mi Banco Comercial and Web Cash Manager℠ make available to you.
  • The requirements to open a B-Smart® account are:

    • Certificate of Merchant Registration (SC-2918) issued by the Puerto Rico Department of the Treasury
    • Evidence of the individual’s Social Security number and/or Employer Identification Number / Employer’s Social Security number
    • Valid photo ID issued by the Government of Puerto Rico or the United States government
    • Certification of Beneficiaries (Ultimate Beneficial Owner)