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B-Smart®

  • No. B-Smart® account users can request the savings section at no additional cost.

  • You can open a B-Smart® account for your sports club or graduating class. For more information about the account, click on the following link: https://www.popular.com/en/business/acounts/

    • No, electronic transfers are always free of charge.
    • The 15 free transactions include paper transactions, that is: checks and deposit slips. If you exceed this amount of paper transactions, a $0.50 fee will apply on each excess transaction during the cycle.
    • To make the most of your business account and avoid service charges, you can use the electronic channels that we provide. For your deposits you can use Easy Mobile Deposit, use the Remote Deposit service or make deposits at Popular ATMs.
    • In addition, you can make electronic payments and collections using the payment services that Mi Banco Comercial and Web Cash Manager℠ make available to you.

  • The requirements to open a B-Smart® account are:

    • Certificate of Merchant Registration (SC-2918) issued by the Puerto Rico Department of the Treasury
    • Evidence of the individual’s Social Security number and/or Employer Identification Number / Employer’s Social Security number
    • Valid photo ID issued by the Government of Puerto Rico or the United States government
    • Certification of Beneficiaries (Ultimate Beneficial Owner)


Need more help?

We are receiving an extraordinary volume of calls, which is affecting our waiting times. We appreciate your understanding and your trust in us.

Call us at 787.724.3659 or Access Mi Banco Online (desktop version), log in by entering your username and password, and in the upper part of the website click on “Contact Us”. From there, write your message, and we will gladly assist you.

We encourage you to consult the following information regarding useful and accessible solutions for you.



FDIC Member. Products and services offered by Banco Popular de Puerto Rico.

1Withdrawals are subject to the availability of funds in your account.

2Deposits are subject to the provisions of the Bank’s Funds Availability Policy. Easy Deposit Mobile is a free service and only for Banco Popular customers with individual deposit accounts and/or commercial accounts (FlexiCuenta de Negocios® & B-Smart®). Customers selected in accordance with the Bank’s eligibility criteria. Checks deposited before 6:00 p.m. of a business day will be processed the same business day, subject to verification and deposit validation. In the back of the check to be deposited, enter your signature, account number and the phrase “For Deposit Only at BPPR.”