| Acceso Popular | “Mi Cuenta” |
|---|---|
| Service Fee | New Service Fee |
|
$3.00
Applies if you do not receive e-statement or Direct Deposit during the monthly cycle.
$2.50 Applies if you receive e-statement during the monthly cycle. $2.00 Applies if you receive Direct Deposit during the monthly cycle but do not receive electronic statements. $1.50 Applies if you receive e-statement and Direct Deposit during the monthly cycle. |
$0
Applies if during the monthly cycle you:
Receive a Direct Deposit or Maintain a combined average balance of at least $500 between your checking and savings section or Are 25* years old or younger (Only the age of the primary account holder will be considered if is a joint account.) If none of these options are met, the monthly fee will be $2.50. |
| Withdrawals at a branch | New Withdrawal at Branch Fee |
|
$3.00
For each withdrawal in excess of 1 in the checking section during the monthly cycle.
$3.00 For each withdrawal in excess of 1 in the savings section during the monthly cycle. |
$0 |
| Drawn Check Fee | New Draw Check Fee1 |
| Current account does not offer this service. | $0 fee for drawn checks. |
| Inactivity Fee | New Inactivity Fee2 |
| $10 For not making any transactions in your deposit account (such as deposits, withdrawals, or payments) in a six (6) month period. | $0 |
| Overdraft Fee | New Overdraft Fee3 |
| $15 | $0 |
| Paper Statement Fee | New Paper Statement Fee |
| $0 |
$2
You can avoid this fee by enrolling in Mi Banco (if you haven’t already) or by logging in and switching from paper to electronic statements.
This fee also does not apply if you are 65* or older. (Only the age of the primary account holder will be considered if is a joint account.) |
| ATM Withdrawal Fee | New ATM Withdrawal Fee |
|
$0.50
For each withdrawal made at non-Banco Popular ATMs that are part of the ATH® Network.
$2.00 For each withdrawal made at ATMs that are not part of the ATH® Network. |
$0
For withdrawals at more than 550 Banco Popular ATMs.
$2.50 For each withdrawal at non–Banco Popular ATMs. |
1 Check order fees apply depending on checkbook design. You can request checks at any of our branches, through Mi Banco or TeleBanco Popular®.
2The fee will not be charged if you do not make any transactions in your deposit account (deposits, withdrawals, or payments). The inactivity period remains in place, thus it is important that you continue making transactions in your account to avoid its status changing to inactive and your money being remitted to the Office of the Commissioner of Financial Institutions (OCIF), in accordance with applicable laws and regulations. As a reminder, if you do not make any transaction in a 6-month period, your account will be considered inactive.
3 No overdraft fee will be charged on this account. In addition, Banco Popular de Puerto Rico’s Overdraft Policies will not apply to, nor will they be available for this account. This means that we will decline and return as unpaid those transactions for which you do not have sufficient funds in your account. Although the account generally does not permit overdrafts, your balance may become negative in certain situations. When this occurs, we will not charge you overdraft fees. This could occur, for example, when you authorize a payment with your debit card for an amount less than the amount received by the bank (for example, the added tip for a payment at a restaurant).
