Can the regular mortgage payment change?

Yes. The regular mortgage payment may show adjustments in the amount due if there are changes on the items included in the escrow account allocated to pay for insurance policies and/or taxes, as applicable. Should the adjustments cause a change in the payment amount, you will be notified via a document called Escrow Account Annual Disclosure Statement that will be mailed to you before the new payment becomes effective. In addition, this change will show up on your monthly periodic statement.

The mortgage’s interest rate will not change, unless it has been agreed and is stated in the terms and conditions of the loan.

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